The rules for using this site, and the one section worth reading no matter what: nothing here is investment advice.
These terms cover www.the-aiedge.com. Section 4 is the one to actually read.
By using www.the-aiedge.com, you agree to these terms. If you don't agree, the site isn't for you; that's fine, but please don't use it.
This site provides information about the book The AI Edge for Modern Investors, educational content on business-cycle theory and AI-assisted investing research, free tools that illustrate the book's methodology, and an optional email list for updates. It is not a brokerage, an advisory service, or a place to buy or sell securities.
This site is operated by Kevin O'Rourke. Contact: 991 Lomas Santa Fe Drive, #313, Solana Beach, CA 92075.
This is the most important section. Read it even if you skip the rest.
Nothing on this site (the book, the free tools, the newsletter, any of it) is investment, financial, tax, or legal advice. It's education about a framework and a set of AI-assisted research techniques, not a recommendation to buy, sell, or hold any specific security.
The free stress-test tool in particular uses a small, illustrative reference table, not live market data. Its output is meant to show you the shape of an analysis you could run yourself; it is not a real-time assessment of your actual portfolio, and you should not make a trading decision based on it alone.
Past performance discussed anywhere on this site or in the book does not guarantee future results. Investing involves risk, including the possible loss of principal. Before making investment decisions, talk to a licensed financial advisor who knows your actual situation; this site doesn't, and can't.
The book and this site discuss and sometimes reference third-party AI tools and platforms. We don't control those tools, can't guarantee their outputs are accurate, and aren't responsible for decisions made based on what they produce. AI-generated analysis should always be independently verified: that principle is, not coincidentally, one of the book's central arguments.
The text, design, graphics, and tools on this site belong to Kevin O'Rourke unless otherwise noted. You're welcome to link to this site or quote brief excerpts with attribution. Reproducing substantial portions of the site or the book without permission isn't allowed.
The stress-test tool and any other interactive tools on this site are provided as free, illustrative demonstrations. We make no guarantee they'll be available at any given time, that their output is complete or error-free, or that the small reference database behind them stays current. Use them to learn the shape of the methodology, not as a system of record for your actual holdings.
This site links to outside retailers (to buy the book) and other third-party services (to manage the email list). We don't control those sites and aren't responsible for their content, their availability, or what they do with your information once you're there; their own terms and privacy policies apply.
This site and everything on it are provided "as is," without warranties of any kind, express or implied. We don't guarantee the site will be error-free, uninterrupted, or secure, or that any information on it is complete, accurate, or current.
To the fullest extent the law allows, Kevin O'Rourke is not liable for any damages arising from your use of this site or reliance on anything in it, including, without limitation, any investment losses. This is a website about a framework, not a fiduciary relationship.
We may update these terms occasionally. Continued use of the site after a change means you accept the updated terms. If you disagree with a change, the right move is to stop using the site.
These terms are governed by the laws of the State of California, without regard to conflict-of-law principles.
Questions about these terms:
Kevin O'Rourke, 991 Lomas Santa Fe Drive, #313, Solana Beach, CA 92075
That's covered separately: plain language, same as this page.